摘要

Although progress has been made in assessing risks in Taiwan, there remains a need to undertake risk assessment for the Taiwanese tourism industry. Although the conventional rules of thumb usually adopted by the insurance industry for damage assessment may be adequate in normal circumstances, this is not feasible for rare incidents for which there is very little reference material. One such example is earthquake damage. The average period of occurrence of major earthquake in Taiwan is about a hundred years, which makes it impossible to precisely assess average losses. In addition, earthquakes are not like some disasters (such as typhoons or epidemics) for which one can receive early warning. Thus, in this study, we seek to provide a practical mechanism for earthquake disaster risk assessment and management for the tourism industry, focusing on insurance and prevention. The primary objective is to integrate the relevant earth sciences, engineering and insurance data with the concepts of disaster risk management, taking into consideration the characteristics and sources of earthquake-related risks. In short, we develop an earthquake disaster assessment model to apply to risk management in the tourism industry. The practicality of the model is demonstrated with some examples related to the hotel industry in Hualien. Taiwan, an area plagued by frequent earthquakes. The results clearly show the efficacy of the proposed disaster assessment models for the tourism industry.

  • 出版日期2010-8